IRDAI Licensed Direct Broker: Registeration No: 229
Securing your tomorrow today
Retail Insurance Services
Life Insurance
Group and Individual (Term plan and Investment plans): Life insurance is a contract between the policyholder and the insurance company, where the insurer agrees to pay a lump sum to the beneficiary upon the policyholder's death or after a set period.
It primarily provides financial security to the insured's family in case of untimely death. In India, life insurance has evolved to cater to different financial needs beyond just death benefits.
Key types of life insurance policies in India: Term Insurance: It is purely life cover providing death benefits to the nominee if the insured passes away during the policy tenure. It is the most affordable form of life insurance.
Endowment Plans: A mix of insurance and savings, where the policyholder gets a lump sum either upon death or after the policy matures.
Unit Linked Insurance Plans (ULIPs): It is a combination of investment with insurance. A portion of the premium is invested in equity or debt, while the rest provides life cover.
Whole Life Insurance: This provides coverage for the entire life of the policyholder, ensuring financial security for the family.
Money-Back Policies: It is a feature in which periodic returns are given during the policy term along with a lump sum at maturity or death benefit to the nominee.
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Health Insurance
Group and Individual
Health insurance in India is essential for protecting individuals against high medical costs. It provides financial coverage for various healthcare services, including hospitalization, surgeries and outpatient treatments.
With rising healthcare expenses, insurance plans have become crucial for families, ensuring access to quality medical care without incurring heavy debts. We offer diverse policies tailored to different needs, including individual and family floater plans.
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Home Insurance
Home insurance in India provides protection against various risks associated with residential properties. It covers damages due to natural calamities like floods, earthquakes and storms, as well as man-made events such as
theft and vandalism.
By investing in home insurance, individuals can safeguard their financial stability and ensure peace of mind, knowing that their most valuable asset is protected against unforeseen events.
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Motor Insurance
Motor insurance in India is a crucial financial protection for vehicle owners, covering damages from accidents, theft and natural calamities. It is mandated by law, ensuring that every vehicle on the road is insured. The two primary types are third-party insurance, which covers liabilities to others, and comprehensive insurance, offering broader coverage for the insured vehicle itself.
Travel Insurance
Travel insurance in India provides financial protection for travelers against unexpected incidents such as trip cancellations, medical emergencies, lost luggage and flight delays. It covers both domestic and international travel, offering peace of mind to tourists and business travelers alike. Policies are available for single trips, multiple trips, and long-term travel,
with varying levels of coverage depending on the plan chosen. We offer customizable packages to suit individual needs, including coverage for medical expenses, theft, and personal accidents. Travel insurance is essential in safeguarding against unforeseen risks, ensuring a hassle-free journey for travelers across India and abroad.
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Personal Accident Insurance
It provides financial protection against unforeseen events resulting from accidents. This type of insurance offers compensation for injuries, disabilities, or death caused by accidents, ensuring that policyholders and their families are financially secure in challenging times. Coverage typically includes medical expenses, loss of income, and accidental death benefits.
We often offer customizable plans, allowing policyholders to choose coverage limits and add-ons according to their specific needs, making it an essential component of financial planning.Read More